Company formation services — incorporation filings, LLC setup, registered agent representation, annual compliance, and offshore entity registration — sit in an awkward underwriting spot. The service is legitimate professional work, but it's intangible, delivered against government timelines the provider doesn't control, and the offshore side raises AML questions that make mainstream processors uncomfortable. Centurion places formation and registered-agent businesses with acquirers that understand the model.
The revenue structure is usually hybrid: one-time formation packages with state filing fees passed through, plus recurring registered-agent and compliance-service fees — which means recurring billing has to be part of the approval from the start.
Nothing ships. Delivery is a filed document and a government confirmation, so delivery evidence has to be captured and retained deliberately.
State and registry processing times are outside your control, and 'my filing took too long' becomes a chargeback unless expectations were set in writing.
Offshore entity registration triggers anti-money-laundering scrutiny. Providers with real KYC on their own clients are bankable; those without generally aren't.
Bundling government filing fees with service fees causes 'I was overcharged' disputes when the breakdown isn't itemized before payment.
Almost never from fraud — from expectations. Filings that took longer than the customer assumed, government fees the customer thought were included, registered-agent renewals a year later that the customer forgot signing up for, and rejected filings caused by information the customer supplied. Every one of those is preventable with itemized checkout, written timeline expectations, pre-renewal notices, and recognizable descriptors. Merchants who do those four things run clean ratios in this category; merchants who don't blame the classification.
We present formation and registered-agent files with the service scope, fee structure, and client KYC practices documented — the offshore question answered rather than avoided — and structure the recurring compliance side to network subscription rules. Processing options may be available depending on underwriting, business model, location, processing history, and other factors.
Formation service files are scope, fees, and KYC files:
Documentation requirements vary by processing partner and business model. This list is a general guide, not a universal checklist.
Specialists in business formation and registered agent payment processing. No obligation. Response within 1 hour.
🔒 Your information is secure. No spam, ever.
Speak with Centurion Payment Services about your business model and available processing options. Processing options are subject to underwriting and vary by business model, location, and processing history.