Zero Processing Fees
The 3% surcharge is passed to the customer at checkout — you keep every dollar of your revenue.
Fast & Easy Setup
We provide compliant signage, updated terminals, and full training. Go live in under 48 hours.
100% Compliant
Our program follows all card brand rules and state regulations. No hidden risks.
Eliminate Monthly Bills
No more surprise processing invoices at month-end. Your fees are effectively $0.
How It Works
It's simple — your price is your cash price. Card-paying customers see a small service fee added automatically.
Display Your Cash Price
Post your standard prices as the cash price. Our compliant signage informs customers a service fee applies to card payments.
Customer Pays by Card
The terminal automatically adds the 3% service fee to the total. The customer sees it before they tap or swipe.
You Keep 100%
The service fee covers your processing costs. You receive the full cash price — zero deductions at month-end.
See your savings
* Estimates only. Actual savings may vary.
Frequently Asked Questions
Is this legal?
Yes. Cash discount programs are federally legal and permitted by Visa, Mastercard, Discover, and Amex when proper signage is displayed and the program is implemented correctly.
Will I lose customers?
Studies show less than 2% of customers opt to pay cash instead of absorbing the small surcharge. Most consumers prefer the convenience of card payment.
What signage is required?
We provide all required compliant signage — door signs, counter signs, and on-receipt disclosures — at no additional cost.
How is the fee shown to the customer?
The 3% service fee is automatically displayed on the customer's receipt and on the terminal screen before they tap or swipe.