How we approach your merchant’s placement
Have a adult toys & sexual wellness merchant your current providers cannot place? Centurion helps agents and ISOs assess the business, identify a suitable underwriting route, and prepare the file. A prior decline is a reason to investigate the cause, not a promise of a different outcome.
Physical adult-wellness retail is different from digital adult content. Review should identify the actual products, suppliers, sales channels, and shipping practices.
Roadblocks to resolve before submitting the file
Product classification, fulfillment, marketing claims, and descriptors can determine which specialist routes are appropriate.
Share the previous decline reason, current processor, proposed volume, average ticket, and any unresolved compliance issue. We discuss provider fit before presenting a file as ready for underwriting.
Provider-specific restrictions and review conditions
KURV lists adult toys for restricted review; GOAT lists adult novelty and sexual wellness categories. That does not authorize unrelated adult-content or prescription products.
Eligibility in one provider’s matrix does not establish eligibility with another. Rules, products, transaction channels, and applicable law must be confirmed for the individual merchant. No approval, rate, reserve level, or funding timetable is guaranteed.
What Underwriters Typically Look For
Prepare these category-specific materials alongside formation, ownership, banking, website, and processing-history documents. Do not send sensitive documents through an initial public enquiry.
Documentation requirements vary by processing partner and business model. This list is a general guide, not a universal checklist.
Discuss a hard-to-place deal
Adult Toys & Sexual Wellness · United States. No obligation. Do not include card numbers, bank details, IDs, or private customer information.
All placements are subject to provider underwriting and approval.
Frequently Asked Questions
Related guidance
Browse U.S. state directories
Explore industries by business location. Centurion provides remote placement support; a directory entry does not imply a local branch or approval in every jurisdiction.
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