Pricing You Can Audit
Every account is priced interchange-plus, so the cost set by the card brands passes through untouched and our margin is a fixed, disclosed figure. You can take any statement, pull the published interchange table, and verify the math yourself — which is not possible on tiered or flat-rate pricing.
No Long-Term Contract
No multi-year term, no early termination fee, and no equipment lease. If we stop earning your business you can leave, which is the only real accountability in this industry.
Equipment Without a Lease
Terminals and readers are placed or purchased outright. Multi-year terminal leases are the single most expensive line item we find on merchant statements — frequently several times the device's retail price, and usually non-cancellable for the full term.
- Countertop and wireless terminals with EMV and contactless
- POS systems for retail and restaurant environments
- Mobile readers for field and delivery work
- Gateway setup for e-commerce and recurring billing
Next-Day Funding
Standard accounts fund next business day on batches submitted before cutoff, so your deposits track your sales instead of trailing them by most of a week.
High-Risk Placement, Not a Blanket Decline
We hold relationships with multiple acquiring banks, including specialists in verticals mainstream processors reject on policy. A decline from one bank is not a decline from all of them — but approval is always the acquirer's underwriting decision, and we won't pretend otherwise.
A Named Representative
You get a direct line to a specific person who knows your account, not a general queue. When a batch doesn't fund or a chargeback arrives, you talk to someone who already has your file open.
Free Statement Analysis, Ongoing
The first review is free and carries no obligation. After that we re-check your statements periodically, because interchange tables update twice a year and your card mix shifts as you grow. If your effective rate drifts upward, we flag it before you find it.