How we approach your merchant’s placement
Have a auction houses merchant your current providers cannot place? Centurion helps agents and ISOs assess the business, identify a suitable underwriting route, and prepare the file. A prior decline is a reason to investigate the cause, not a promise of a different outcome.
Auction houses should explain whether they own goods or sell on consignment, how bidders are verified, when payment is collected, and how purchased items are delivered.
Roadblocks to resolve before submitting the file
High-ticket items, authenticity disputes, consignment payouts, and card-not-present sales can affect placement.
Share the previous decline reason, current processor, proposed volume, average ticket, and any unresolved compliance issue. We discuss provider fit before presenting a file as ready for underwriting.
Provider-specific restrictions and review conditions
Maverick auction-house routes vary by bank, with no card-not-present acceptance on one route. KURV online auctions require prior bank approval and exclude firearms in that category.
Eligibility in one provider’s matrix does not establish eligibility with another. Rules, products, transaction channels, and applicable law must be confirmed for the individual merchant. No approval, rate, reserve level, or funding timetable is guaranteed.
What Underwriters Typically Look For
Prepare these category-specific materials alongside formation, ownership, banking, website, and processing-history documents. Do not send sensitive documents through an initial public enquiry.
Documentation requirements vary by processing partner and business model. This list is a general guide, not a universal checklist.
Discuss a hard-to-place deal
Auction Houses · United States. No obligation. Do not include card numbers, bank details, IDs, or private customer information.
All placements are subject to provider underwriting and approval.
Frequently Asked Questions
Related guidance
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Explore industries by business location. Centurion provides remote placement support; a directory entry does not imply a local branch or approval in every jurisdiction.
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