How we approach your merchant’s placement
Have a credit repair & monitoring merchant your current providers cannot place? Centurion helps agents and ISOs assess the business, identify a suitable underwriting route, and prepare the file. A prior decline is a reason to investigate the cause, not a promise of a different outcome.
Credit repair, counseling, and monitoring have different deliverables. Underwriters need accurate service descriptions, fee timing, customer contracts, and marketing claims.
Roadblocks to resolve before submitting the file
Promises about score improvements, advance fees, and disputes over results can affect compliance and placement.
Share the previous decline reason, current processor, proposed volume, average ticket, and any unresolved compliance issue. We discuss provider fit before presenting a file as ready for underwriting.
Provider-specific restrictions and review conditions
KURV lists credit repair/counseling/monitoring for restricted review with statement requirements. Maverick credit-repair acceptance is bank-specific and some routes exclude Discover.
Eligibility in one provider’s matrix does not establish eligibility with another. Rules, products, transaction channels, and applicable law must be confirmed for the individual merchant. No approval, rate, reserve level, or funding timetable is guaranteed.
What Underwriters Typically Look For
Prepare these category-specific materials alongside formation, ownership, banking, website, and processing-history documents. Do not send sensitive documents through an initial public enquiry.
Documentation requirements vary by processing partner and business model. This list is a general guide, not a universal checklist.
Discuss a hard-to-place deal
Credit Repair & Monitoring · United States. No obligation. Do not include card numbers, bank details, IDs, or private customer information.
All placements are subject to provider underwriting and approval.
Frequently Asked Questions
Related guidance
Browse U.S. state directories
Explore industries by business location. Centurion provides remote placement support; a directory entry does not imply a local branch or approval in every jurisdiction.
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