How we approach your merchant’s placement
Have a vape & e-cigarettes merchant your current providers cannot place? Centurion helps agents and ISOs assess the business, identify a suitable underwriting route, and prepare the file. A prior decline is a reason to investigate the cause, not a promise of a different outcome.
Vape merchants need to disclose nicotine content, device types, products, suppliers, channels, age controls, and shipping practices. Accessories-only businesses should not be described as nicotine sellers.
Roadblocks to resolve before submitting the file
Product restrictions, age controls, shipping rules, and online-versus-storefront distinctions can determine route availability.
Share the previous decline reason, current processor, proposed volume, average ticket, and any unresolved compliance issue. We discuss provider fit before presenting a file as ready for underwriting.
Provider-specific restrictions and review conditions
Maverick routes have different card-not-present and B2C restrictions. KURV requires prior bank approval, high-risk registration, and supporting documents for eligible vape models.
Eligibility in one provider’s matrix does not establish eligibility with another. Rules, products, transaction channels, and applicable law must be confirmed for the individual merchant. No approval, rate, reserve level, or funding timetable is guaranteed.
What Underwriters Typically Look For
Prepare these category-specific materials alongside formation, ownership, banking, website, and processing-history documents. Do not send sensitive documents through an initial public enquiry.
Documentation requirements vary by processing partner and business model. This list is a general guide, not a universal checklist.
Discuss a hard-to-place deal
Vape & E-Cigarettes · United States. No obligation. Do not include card numbers, bank details, IDs, or private customer information.
All placements are subject to provider underwriting and approval.
Frequently Asked Questions
Related guidance
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Explore industries by business location. Centurion provides remote placement support; a directory entry does not imply a local branch or approval in every jurisdiction.
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