How this business model is reviewed
Looking for a merchant account for hosting & vpn? Centurion reviews your actual business model against specialist processor and acquiring-bank requirements. The aim is a suitable account structure, not an application submitted under an inaccurate industry description.
Hosting and VPN businesses sell ongoing access to technical services. Review should distinguish ordinary hosting and privacy services from file-sharing, cyberlocking, or prohibited uses.
Why this industry needs a closer look
Abuse management, recurring-billing disputes, cross-border customers, and unclear acceptable-use enforcement can limit processing choices.
A complete description helps avoid a mismatch between the account and the actual activity. Do not omit regulated products or describe a restricted service as generic consulting or software.
Provider-specific restrictions and review conditions
Hosting/VPN is a listed GOAT review category. Cyberlocker and file-sharing restrictions in other matrices must be assessed separately.
Eligibility in one provider’s matrix does not establish eligibility with another. Rules, products, transaction channels, and applicable law must be confirmed for the individual merchant. No approval, rate, reserve level, or funding timetable is guaranteed.
What Underwriters Typically Look For
Prepare these category-specific materials alongside formation, ownership, banking, website, and processing-history documents. Do not send sensitive documents through an initial public enquiry.
Documentation requirements vary by processing partner and business model. This list is a general guide, not a universal checklist.
Request a merchant-account review
Hosting & VPN · United States. No obligation. Do not include card numbers, bank details, IDs, or private customer information.
All placements are subject to provider underwriting and approval.
Frequently Asked Questions
Related guidance
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