Published by Centurion Payment Services · Sources reviewed November 12, 2026
Zen Payments and Centurion both market processing options for nutraceutical businesses. The useful distinction is not whether a provider lists supplements, but whether the acquiring proposal fits your exact products, traffic sources, billing model, and volume requirements.
This is a commercial comparison published by Centurion, not an independent review or an endorsement by Zen Payments. Trademarks belong to their respective owners. No affiliation is implied. Provider information and terms can change.
Zen Payments vs. Centurion: what to compare
Competitor summaries reflect the official source linked below, not independently tested performance. “Confirm directly” means this review does not establish the detail, not that a feature is unavailable.
| Consideration | Zen Payments | Centurion Payment Services |
|---|---|---|
| Nutraceutical focus | Publishes a dedicated nutraceutical merchant account page covering online and storefront supplement businesses. | Evaluates nutraceutical brands, including affiliate and CPA-driven campaigns, based on the disclosed offer and operating history. |
| Acquiring relationships | Describes working with multiple banking partners for supplement accounts. Availability for a particular file requires confirmation. | Evaluates placement options against the merchant’s model and requested capacity. Specific acquirers and terms depend on underwriting. |
| Chargeback support | Markets chargeback management and protection on its nutraceutical page; confirm the tools, coverage, and costs. | Reviews dispute and refund history as part of placement preparation; request the specific tools and responsibilities in the proposal. |
| Affiliate traffic and additional MIDs | Confirm directly whether your affiliate sources, offers, proposed secondary MIDs, and volume allocation are acceptable. | Offers review of affiliate traffic, spillover MID requests, and approved multi-MID capacity; availability is not guaranteed. |
| Pricing and reserves | Request a merchant-specific written quote and agreement; public marketing does not establish your final terms. | Request a merchant-specific written quote covering processing fees, reserves, funding, limits, and contract terms. |
When Zen Payments may belong on your shortlist
Zen’s dedicated supplement page makes it relevant for merchants seeking a provider that publicly discusses nutraceutical processing and banking relationships. Ask which products, claims, and sales channels the proposed acquirer will actually approve. A category page is not approval for every supplement or offer.
When to request a Centurion review
A Centurion review may be useful when your main question is how affiliate traffic, campaign surges, and approved secondary processing capacity fit together. Bring your current limits and statements, the affiliate landing pages, and a realistic volume forecast so the discussion can focus on a specific file rather than generic account availability.
Questions to ask both providers about acquiring capacity
- Which legal entity, products, websites, and affiliate traffic sources will the acquirer approve?
- If more than one MID is proposed, what is the written volume allocation and reporting arrangement?
- What triggers a reserve review, funding hold, or request for more documentation?
- Which chargeback services are included, and which cost extra?
Frequently Asked Questions
Sources and comparison method
We summarized public service descriptions rather than testing accounts, ranking providers, or verifying advertised approval rates. We do not assert that either provider is cheaper, faster, or more likely to approve a file. Confirm all features and terms in the actual proposal and merchant agreement.
- Zen Payments: Nutraceutical Merchant Account and Payment Processing (official provider website; reviewed November 12, 2026)
- Centurion: affiliate-driven nutraceutical processing
- Centurion: high-risk processing overview
Compare a written proposal for your business
Request a Centurion review of your business model, current processing, and capacity needs. Merchant accounts, pricing, reserves, funding, limits, and routing arrangements are subject to underwriting, acquiring-bank approval, applicable card-network rules, and the merchant agreement.