The two specialist gateways that power much of the adult internet, compared — fraud tooling, subscription engines, multi-MID routing, and which stack fits which operator.
The Specialist Gateway Tier
When an adult business graduates to its own merchant account, it needs a gateway that will actually serve the category — mainstream gateways won't. NETbilling (California, founded 1998) and RocketGate are the two long-standing specialists: both are gateways (not acquirers), both integrate with the high-risk acquiring banks that board adult merchants, and both were engineered around the industry's defining problems — subscription billing, fraud pressure, and chargeback survival.
Choosing between them is a stack decision, not a rate decision: gateway fees are a rounding error next to the authorization-rate, retention, and dispute-ratio differences their tooling produces.
NETbilling's Profile
NETbilling pairs its gateway with merchant-services brokering and a hybrid billing option, making it a pragmatic one-stop for operators moving off IPSPs: gateway, fraud screening, recurring engine, and help placing the underlying MID. Its fraud-defense toolkit and call-center billing support option (live agents fielding customer billing inquiries — a chargeback deflector) suit membership sites and stores that want operational support, not just an API.
Operators consistently cite its flexibility across business models — sites, stores, dating, cams — and its willingness to support complex configurations mixing card and alternative payments.
Get approved for high-risk processing.
Confidential review for adult, AI & high-risk businesses — response within 1 hour.
RocketGate's Profile
RocketGate is engineered for scale and routing intelligence: multi-MID cascading (retrying declines across acquirers), sophisticated velocity and BIN rules, network-level tokenization, and the throughput that large platforms — cam networks, major paysites, fan platforms — run on. Its 'gateway as traffic-control layer' philosophy fits operators running several MIDs across geographies who need per-BIN, per-currency, per-risk routing logic.
For a business whose problem is squeezing authorization points and ratio control out of six figures of monthly volume, RocketGate's routing depth is the argument.
Choosing Your Stack
Single MID, under ~$100k/month, want operational hand-holding: NETbilling's bundled model is the pragmatic pick. Multi-MID, international routing, engineering team in-house: RocketGate's control plane wins. Both integrate Verifi/Ethoca alerts and 3-D Secure 2; both vault tokens — confirm portability terms in writing with either before boarding, because vault portability is your future leverage.
Centurion designs the full stack — acquirer, gateway, fraud baseline, alert integrations — as one placement, so the pieces are chosen for each other. Stack consultation: (561) 221-2273.
Frequently Asked Questions
Ready for Stable Adult & High-Risk Payment Processing?
Confidential review, honest pricing, and placement with banks that want your industry. All accounts subject to underwriting.