How we approach your merchant’s placement
Have a roofing, solar & hvac merchant your current providers cannot place? Centurion helps agents and ISOs assess the business, identify a suitable underwriting route, and prepare the file. A prior decline is a reason to investigate the cause, not a promise of a different outcome.
Contractor payment flows can include deposits, milestone charges, change orders, and final balances. The application should show when work starts and when customers receive the contracted service.
Roadblocks to resolve before submitting the file
Large deposits, long installation backlogs, weather delays, and subcontractor dependence can increase future-delivery exposure.
Share the previous decline reason, current processor, proposed volume, average ticket, and any unresolved compliance issue. We discuss provider fit before presenting a file as ready for underwriting.
Provider-specific restrictions and review conditions
Roofing, solar, and HVAC appear in the saved GOAT guide. Licensing, contract terms, project timing, and financial exposure remain merchant-specific.
Eligibility in one provider’s matrix does not establish eligibility with another. Rules, products, transaction channels, and applicable law must be confirmed for the individual merchant. No approval, rate, reserve level, or funding timetable is guaranteed.
What Underwriters Typically Look For
Prepare these category-specific materials alongside formation, ownership, banking, website, and processing-history documents. Do not send sensitive documents through an initial public enquiry.
Documentation requirements vary by processing partner and business model. This list is a general guide, not a universal checklist.
Discuss a hard-to-place deal
Roofing, Solar & HVAC · United States. No obligation. Do not include card numbers, bank details, IDs, or private customer information.
All placements are subject to provider underwriting and approval.
Frequently Asked Questions
Related guidance
Browse U.S. state directories
Explore industries by business location. Centurion provides remote placement support; a directory entry does not imply a local branch or approval in every jurisdiction.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming