How this business model is reviewed
Looking for a merchant account for roofing, solar & hvac? Centurion reviews your actual business model against specialist processor and acquiring-bank requirements. The aim is a suitable account structure, not an application submitted under an inaccurate industry description.
Contractor payment flows can include deposits, milestone charges, change orders, and final balances. The application should show when work starts and when customers receive the contracted service.
Why this industry needs a closer look
Large deposits, long installation backlogs, weather delays, and subcontractor dependence can increase future-delivery exposure.
A complete description helps avoid a mismatch between the account and the actual activity. Do not omit regulated products or describe a restricted service as generic consulting or software.
Provider-specific restrictions and review conditions
Roofing, solar, and HVAC appear in the saved GOAT guide. Licensing, contract terms, project timing, and financial exposure remain merchant-specific.
Eligibility in one provider’s matrix does not establish eligibility with another. Rules, products, transaction channels, and applicable law must be confirmed for the individual merchant. No approval, rate, reserve level, or funding timetable is guaranteed.
What Underwriters Typically Look For
Prepare these category-specific materials alongside formation, ownership, banking, website, and processing-history documents. Do not send sensitive documents through an initial public enquiry.
Documentation requirements vary by processing partner and business model. This list is a general guide, not a universal checklist.
Request a merchant-account review
Roofing, Solar & HVAC · United States. No obligation. Do not include card numbers, bank details, IDs, or private customer information.
All placements are subject to provider underwriting and approval.
Frequently Asked Questions
Related guidance
Browse U.S. state directories
Explore industries by business location. Centurion provides remote placement support; a directory entry does not imply a local branch or approval in every jurisdiction.
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